Inside The Budget Planner

Why a simplified budget planner? This budget planner was designed for retirees on a fixed monthly income. Inside are the following pages:

  • The monthly calendar on one page
  • Monthly Budget
  • Categorize Expense Sheet
  • Sink Fund Account Sheet
  • Check Registry for checking, sink fund, and savings

The fixed expenses and unforseen expenses are recorded monthly on the monthly calendar. When a bill becomes due and paid mark the bill as paid with a checkmark on the calendar.

On the monthly budget, record the balance left over from the previous month, monthly paycheck, and sum the two together for total monthly income. Next, record all fixed expenses and estimated amounts. I personally include savings as a fixed expense. This ensures that I’m always saving monthly. Also included in the budget form are variable expenses. Examples of variable expenses include food, personal expenses, and car gas.

The expense category sheet is used to track variable expenses. At the end of the month, you add each category expense and add those amounts to your variable expenses on the budget sheet.

The sink fund account includes any bills due quarterly like the water bill, car oil changes, medical expenses, dental expenses, network expenses, car tag expenses, and emergency fund.


Variable Categories
Variable Categories
Sink Accounts
Sink Accounts
Check, Sink and Savings Registry

The check registry is used to balance checking, sink funds, and savings accounts.

In summary, this budget planner is 8 x 11 and can be downsized using your printer option to 84 percent for the classic size planner. Check it out in our online store.

Budget PlanningBusiness Planning
Budget Calendar
Fixed Expenses & Variable Expenses
Sinking Fund
Saving Fund
Categorizing Expenses
Checkbook Conciliation

Business Planning
Twelve Week Goal Planning
Social Media Content Calendar
Weekly Calendar
Administrative Worksheet
Machine Knitting Worksheet
Twelve Week Goals Review Sheet
Supply List Sheet
Expense and Sales Sheet